Starting From Zero: Your First Budget
Most people overcomplicate their first budget. We'll walk through a simple system that takes about 15 minutes to set up and actually works long-term. Bring your questions about where to start.

Join us for practical sessions that cut through the noise. We've been teaching people in Thailand how to handle money better since 2019, and these webinars share what actually works when you're trying to make sense of your finances.
Real conversations about money habits. No sales pitch, just practical advice from someone who's helped hundreds of people sort out their budgets.
Most people overcomplicate their first budget. We'll walk through a simple system that takes about 15 minutes to set up and actually works long-term. Bring your questions about where to start.
When your paycheck stays the same but everything else changes. This session covers how to build flexibility into a tight budget without feeling like you're constantly saying no to yourself.
Yeah, tracking every expense for a month sounds boring. But it's the fastest way to figure out where your money actually goes. We'll make it less painful and show you what to look for once you have the data.
We keep things straightforward. Each session runs 45 minutes with time for your questions at the end. You'll leave with something you can try that same week.
Pick a session that matches what you need help with. You'll get a confirmation email with the meeting link right away.
All you need is internet and something to take notes on. Works on phone, tablet, or computer. Camera off is totally fine.
We share templates and worksheets during the session. Simple stuff you can actually use without spending hours figuring it out.
Last 15 minutes are yours. Most people have similar concerns, so chances are someone else wants to know the same thing.
These aren't theory sessions. Everything we cover comes from real situations we've seen while working with people in Bangkok, Chiang Mai, and other parts of Thailand over the past six years.
You've probably heard about this rule. The thing is, it needs tweaking based on where you live and what your fixed costs look like. During our sessions, we show you how to adjust the percentages so they fit your actual situation instead of some textbook example.
One participant in our March 2025 webinar realized she was trying to force a 50-30-20 split when her rent took up 40% of her income. After adjusting to a 60-25-15 approach, her budget finally made sense and she stopped feeling like she was failing at something impossible.
Learn which expenses to monitor daily versus monthly, so you're not drowning in receipts but still know where you stand.
Small safety margins in your budget categories prevent one unexpected cost from wrecking your entire month.
Most budget goals fail because they're too aggressive. We'll help you set targets you can actually hit and build from there.
Pick a session that fits your schedule. These webinars fill up because we keep them small enough for everyone to participate. If a date doesn't work, we run similar sessions every month.